Next steps

Here are the next steps based on your affordability

Use your affordability estimate to take action. Below you'll find trusted UK mortgage providers, plus a simple guide on where to start.

How to get started

  1. 1Check your credit report (free via Experian or Checkmyfile)
  2. 2Get a mortgage in principle — most lenders offer this in minutes
  3. 3Speak to a fee-free broker to find the best deal for your situation
  4. 4Use your affordability numbers from this calculator to guide your search

Get a summary sent to your inbox

Enter your email and we'll send you a plain-English summary of your options and suggested next steps.

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Compare mortgage providers

HabitoFee-free broker

Free online mortgage broker. Searches the whole market including deals not on comparison sites.

MoneySuperMarketComparison site

Compare mortgage rates from major UK lenders side-by-side. Good starting point to see what rates are available.

L&C MortgagesFee-free broker

One of the UK's largest fee-free mortgage brokers. Specialist advice for first-time buyers and remortgages.

Links above are to third-party sites. We may receive a referral fee if you use one of these services. This does not affect our affordability calculations. Not financial advice.