Terms & Disclaimer
Last updated: 16 July 2026
Please read this page before using any calculator or tool on AffordabilityCalculators.co.uk. By using this site, you agree to the terms set out below.
Important: Nothing on this website constitutes financial, mortgage, legal, or tax advice. All results are estimates for informational purposes only.
Estimates only
The results produced by our calculators are estimates based on the figures you enter. They are designed to give you a general indication of affordability and are not a guarantee of what you can borrow, spend, or save.
Results may not reflect your actual financial circumstances, lender criteria, current interest rates, or changes in legislation. Figures can vary significantly depending on your personal situation.
Not financial advice
This website is not regulated by the Financial Conduct Authority (FCA) and does not provide regulated financial advice.
Before making any financial decision — including taking out a mortgage, loan, or rental agreement — you should consult a qualified financial adviser, mortgage broker, or other relevant professional who can assess your full personal circumstances.
A professional adviser can account for factors our calculators cannot, such as your credit history, employment status, and current market conditions.
No liability
AffordabilityCalculators.co.uk accepts no responsibility or liability for any financial loss, damage, or adverse outcome arising from decisions made based on the results of any calculator or content on this website.
Use of this site is entirely at your own risk. We make no warranties, express or implied, regarding the accuracy, completeness, or suitability of the information provided.